I worked at a bank for 2 1/2 years and was surprised by a few things I learned there. To be honest, I never went into banks much my entire life. I would usually use the ATM to get cash and deposit checks. And of course now most banks offer a way to deposit checks […]
This post was updated and republished on June 18, 2018. When you hear the word budget, what comes to mind? Perhaps you cringe, thinking it is meant to keep you a prisoner to your finances. Or maybe you think that it’s way too much work and would take too much time to even think about […]
This post was updated and republished on April 19, 2018. When it comes to spending money I don’t have, eating out is definitely my weakness. It is the one thing I tend to justify why I should use my credit card. I say things like: “I worked hard all week. I’ve earned it.” “It’s really […]
That’s it – you are tired of debt collector calls, living paycheck to paycheck, and just how much of your monthly income is going toward paying what you have borrowed on credit cards. Or you’re tired of seeing friends taking vacations every year while you can barely make ends meet. Or you just don’t want […]
Raise your hand if you’ve heard this before: “Debt is always going to be a part of life and that is OK.” Are you someone that believes this to be true? When considering how expensive some things are (cars, houses, school, etc) it is totally understandable to believe that we will forever owe payments in order to have any of these things. But is there another way?