When it comes to spending money I don’t have, eating out is definitely my weakness. It is the one thing I tend to justify why I should use my credit card. I can always find reasons to justify it. Not a good habit to have.
I believe that out of control finances is one of the biggest, and often overlooked, causes of feeling overwhelmed. We see more stress, couple fights, and depression when we’re in over heads when it comes to finances.
Very recently I tried the Walmart Free Grocery Pickup for the first time and I am hooked! It was so easy, convenient, and oh yeah – FREE! It quickly made me realize just how many benefits there are to using a grocery pickup service, something I never really took advantage of before. I’m not sure […]
Have you ever paid attention to what you’re spending money on? I mean, really paid attention? Actually written it down and compared all of it side by by side? If you have, how much of it is something that you really need?
What kinds of traditions does your family have around the holidays? Sitting around the fire sipping hot chocolate? Participating in Secret Santa? Baking cookies together? In my family, one of my favorite Christmas traditions is that every adult gets every other adult a stocking stuffer . It doesn’t have to be anything expensive. It doesn’t even have to cost anything at all!
Christmas can often be a time of stress, overwhelm, worry and when we spend a lot more money than we ever planned. All of these characteristics is often due to last minute Christmas shopping and not even having a plan for Christmas shopping before it arrives. This has been my story for so many years. But I don’t believe it has to be this way!