It’s that time of year again – the ending of one year and beginning of a new one. This is when many of us look back on the year we just had and think about what could have been different or better, usually about ourselves. Or we think about what goals we would like to accomplish that we have not yet as another year comes to a close.
I really hope none of you have ever had experience the following scenario: You excitedly get that confirmation text that a package you ordered has been delivered at your door, only to get home and find out it’s not there.
Raise your hand if you’ve heard this before: “Debt is always going to be a part of life and that is OK.” Are you someone that believes this to be true? When considering how expensive some things are (cars, houses, school, etc) it is totally understandable to believe that we will forever owe payments in order to have any of these things. But is there another way?
Fancy dinners out on the town, expensive bottles of wine, going to a concert are all wonderful ways to enjoy a Valentine’s Day date, an anniversary, a birthday, or a random night of the week – when you can afford it.