Christmas can often be a time of stress, overwhelm, worry and when we spend a lot more money than we ever planned. All of these characteristics is often due to last minute Christmas shopping and not even having a plan for Christmas shopping before it arrives. This has been my story for so many years. But I don’t believe it has to be this way!
Couples having separate bank accounts is pretty trendy at the moment, especially among millennials. Many of them seem to be ditching the traditional route of having joint checking accounts and opting instead to keep their finances separate. But is this really a good idea? While there are many arguments for it, my opinion is that couples […]
Sometimes it can be difficult to think of what gift to get someone, especially when you’re on a budget. Let me help you by sharing 15 items for the home that my husband and I love!
That’s it – you are tired of debt collector calls, living paycheck to paycheck, and just how much of your monthly income is going toward paying what you have borrowed on credit cards. Or you’re tired of seeing friends taking vacations every year while you can barely make ends meet. Or you just don’t want […]
Wouldn’t you love to be able to call yourself an expert money manager? An expert money manager is someone who takes their personal financial management seriously. It is someone that is control of their finances and their financial future. It is someone that tells their money where to go instead of their money telling them […]
I’ll never forget my nephew once asking my sister, “Why don’t you just go get a gift card to buy [whatever the item was] so you don’t need any money.” Aha! As if you can just pull a gift card off the shelf and use it with no questions asked. The ignorance is adorable 🙂 […]